I had a disagreement with Mavlad and came to the conclusion that BSP is too big and impersonal, which had nothing to do with the content of the argument but it's something I've felt for a while. I removed myself from the clan and stripped my character. Now I plan on applying for immortal to build the zone I always wanted to or trying to join Nowclan which I think better suits my playstyle.
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Re:Left BSP
nice!
__________________________It's not easy being greeeeeeeeeeeen...
Re:Left BSP
I'm voting 'no.'
For your imm AND nowclan applications.
Unless you pay me a tribute of 100 coins a week for all eternity.
Up front.
Corey's Financial Analyst
coupon payment = 100 coins weekly or 5,200 coins annualy
conservative discount rate = 1% annualy (prolly closer to 5%)
Present Value of the Perpetuity is equal to the coupon payment / discount rate
= 520,000 coins (or 104,000 coins with 5% discount rate)
Re: Corey's Financial Analyst
coupon payment = 100 coins weekly or 5,200 coins annualy
conservative discount rate = 1% annualy (prolly closer to 5%)
Present Value of the Perpetuity is equal to the coupon payment / discount rate
= 520,000 coins (or 104,000 coins with 5% discount rate)
]
Your math is extremely flawed, 5% of 520000 is 26000, so discout rate would be 494,000. 104,000 is 20% of 520000 meaning you are giving him an 80% discout.
Re:Left BSP
[Insert Business Finance 101 course here.]
Dia go brush up on your finance
Dia,
I didn't take 5% of 520,000 or whatever that retail sales math was
I was trying to show a range of answers for different discount rates, since I have no possible way of knowing what the discount rate is with the information provided.
The parentheses were there to seperate the two different ranges from one another
basically the formulas were 5200/0.01 (conservative) = 520,000
and 5200/0.05 (less conservative) = 104,000
So I was showing that Charlie would owe Kam somewhere between 104,000 and 520,000 coins upfront as long as the discount rate was somewhere between 1-5%
Perhaps I could have been more clear with this
But in any case, Shut the fuck up if you don't have any expertise in a subject.
P.S. I am sorry, I have no clue why I wrote Corey instead of Kam in the title. I guess Corey is Arctic's Owen Wilson, and needs a part in every post on this forum
Re:Left BSP
Take an actual finance course Dia.
The present value of an amount of money today is more when the discount rate is low, and less when the discount rate is high. This is because today's dollar retains more of its purchasing value if interest rates are low, and more is eroded when interest rates are high.
Re:Left BSP
shut the christ up
__________________________It's not easy being greeeeeeeeeeeen...
Re:Left BSP
I see other people are taking interest theory too eh? Most difficult course ever.
Nantag is right, the present value of a perpetuity is given by x/d, so the range is between 104,000 and 520,000. Of course, the present value is calculated only with regards to interest. It ignores inflation and all that other stuff.
kill me.
Re:Left BSP
Whatever, just give me my damned money!!!