I have to agree with Jason and Eddie on this one....
What isn't fun?
Why don't you want to join a clan?
You can do well without joining one, but you will most likely learn a lot more, as most of us like sharing the knowledge and friendships we've gained over the years. Even if you group with clans as a neutral, your bound to pick a good bit of gear/experience/ranks/game knowledge, as we grow to trust and know you, most clans will hook you up well. That being said, If you don't like groups then the 8 man group is irrelevant. This is a change that has been a long time coming.
As far as most race stats, currently IMO they are a bit absurd and the fact I can get a warrior with 24 nat dex, says something. This isn't the first nor will it be the last this gets changed in one or another direction. My most powerful and a well respected character had13 str 18 int 20 wis 15 dex 16 con 18 cha or something like that and was not rolled, I just took what I got and it was over rank 30 by the end of that wipe. That wipe I was asked by many clans to come zone with them on a daily basis. Arctic is built around teamwork, it is not meant to be a solo mud persay. Can you do it? yes, is it as fun? depends on who's view.
Not all areas are going to be hack n slash, many have many layers of quests, mobs, etc. I'm sorry there is a reason Sleet/Cyan takes time, planning and a rather large group. Plus this game has over 10k+ rooms/quests/etc. Over 20 years I still haven't fully solved everything and I think many other players can say the same,but that is what keeps me coming back. I love showing Jason or Eddie a new KW or quest answer and vice versa. As it stands now, it is too easy for me to stack up +stat items or ranks. If you learn enough about the game you would know you could easily be rank 5 before level 15, where this unlimited gear loads and how to pop it.
Most Legend chars can be soloed and it is a lot easier to legend now that you can gain ranks as you level. The exp tables are not as bad as the once were, plus its more in tune with being legend at around level 30, usually about 50% to 1x. There will be skills that are level capped, no matter how much you train. Now this is the "tedious" part, skills training, again most can be done solo. Once you buy rank points and legend stats, you'll see how much more you can do. My two caveats are skills training and loss of rank/exp on death. I think spending a week typing in "skill" every 3 mins to level it up needs fixing, it doesn't really add value to the game. Lore and Mend are two I can think of off of the top of my head. As far as death goes, well losing 1/3 of 65M exp is a lot, plus the hit of 50% rank loss, that's kinda ugly. Then if you lose level between 29 and 30 your skills reset and there's a few more hours devoted to skilling them again. I would like to see this hit be a bit less maybe 10-15% on each? I'm sure some others agree.
TL;DR The game isn't going to be much harder with nerfed stats, it will be more balanced and it makes gear a tad more interesting. Clan's are a part of the game and it's not meant to be solo, but you can do so and still be successful. Death exp/rank loss and skill training sucks.