If I'm in charge and I want to have fun, I would do the following
1. Make eq/items/books 100% load.
2. Separate every "good" eq into true and fake, similar to Newport guild masters.
3. Books of some sort should always load. The percent for a real spell loading can stay the same. If a real spell doesn't load, relearn will always be there.
As for the "fake" eq, the stats can be lowered by (50-90)%, no repair, no rent, decays in rl 2hrs.
Make new shops, that trade in these no rent fake eq for preps (pots/scrolls/charmies), xp, coins. The shop will sell these no rent stuff.
With these changes, you won't have completely dry runs, and some good would come out of that 20 runs to pop that one decayed set eq.